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Q » What is peer-to-peer lending?
06 Dec, 2025
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A » Peer-to-peer lending is a financial arrangement where individuals can directly lend money to borrowers without traditional financial institutions like banks. Facilitated by online platforms, this method often offers competitive interest rates and streamlined processes. It benefits lenders by potentially higher returns and borrowers by easier access to funds, but also carries risks such as borrower defaults. Investors should carefully assess platforms and borrower credibility before participating.
06 Dec, 2025
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