Q » What is the role of an asset-liability management (ALM) committee in a bank?

John

17 Oct, 2025

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A » The Asset-Liability Management (ALM) Committee in a bank is responsible for overseeing and managing the bank's financial risks related to its assets and liabilities. This includes interest rate risk, liquidity risk, and funding risk. The committee ensures the bank maintains a balanced and stable financial position while optimizing profitability. It formulates strategies, policies, and procedures to align with regulatory requirements and the bank’s overall strategic objectives.

Michael

17 Oct, 2025

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A »An asset-liability management (ALM) committee in a bank oversees the management of assets and liabilities to mitigate financial risks. It monitors and controls risks related to interest rates, liquidity, and capital adequacy, ensuring the bank's financial stability and profitability by aligning its assets and liabilities.

David

17 Oct, 2025

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